Depending on your family's needs, the HSA PPO may strike an appealing balance between managing out-of-pocket costs and premium savings. Ultimately, you should choose the HSA PPO based on your understanding of expected health care expenses, your tolerance for risk, and your preference for assuming a greater level of control over how you spend your health benefit dollars.
Think about enrolling in the HSA PPO if you want:
The Plan Selection & Cost Estimator is an interactive decision-support tool designed to assist you in making your plan elections.
Estimate what health care services might cost in the coming year. These estimates factor in the:
Side-by-side health plan comparisons.
If you’re already an Aetna plan member and registered on the Aetna Navigator® website, some information will be preloaded on the tool ‒ your name and address, and past 12 months of your claims information. This helps you plan more realistically for the types of medical services you might need in the year ahead.
On average it takes about 15 minutes to go through the tool from beginning to end.
Log in to the tool from Aetna Navigator on your secure website. When prompted to select Aetna plans applicable to VMware, Inc., choose one of the following:
Benefits Advisor is an interactive educational tool that provides easy-to-understand guidance through the process of selecting a plan option. The tool is customized with VMware-specific plan options, so you can compare features, benefits, and costs.
A virtual advisor named “Alex” will help you by asking a series of questions about your health care needs, lifestyle, financial status and other aspects to help you consider what type of health plan you may need. Alex then uses the answers to suggest the best health plan option for you. The results are provided online and e-mailed to you. [The information you supply is never stored and is only shared with you.]
You can access the online tool any time that is convenient for you, go through the process at your own pace, review any information, and look at other plan options. On average it takes about 25 minutes to go through the tool from beginning to end.